ShopRite penny and cash rounding policy
ShopRite has adopted a cash rounding policy because the U.S. Mint discontinued the penny. Cash purchases are rounded to the nearest five cents, up or down; card payments are exact.
What ShopRite does with cash totals
ShopRite’s published penny policy says that, due to the discontinuation of the penny by the U.S. Mint, its stores are adopting a cash rounding policy. Cash totals ending in 1 or 2 cents round down, 3 or 4 cents round up, and 6 or 7 cents round down to the nearest nickel; endings of 8 or 9 round up. Checkout signs reported in New Jersey in December 2025 read: “Cash purchases rounded to the nearest five cents. No pennies needed.”
The policy page includes a note for New Jersey and Massachusetts customers that cash payers may see a small difference compared with card payments.
What you pay in cash
| Exact total | You pay in cash | Difference | Card / app |
|---|---|---|---|
| $7.81 | $7.80 | −1¢ | $7.81 |
| $7.82 | $7.80 | −2¢ | $7.82 |
| $7.83 | $7.85 | +2¢ | $7.83 |
| $7.84 | $7.85 | +1¢ | $7.84 |
| $7.85 | $7.85 | same | $7.85 |
| $7.86 | $7.85 | −1¢ | $7.86 |
| $7.87 | $7.85 | −2¢ | $7.87 |
| $7.88 | $7.90 | +2¢ | $7.88 |
| $7.89 | $7.90 | +1¢ | $7.89 |
Does it vary by state?
ShopRite stores are mostly in New Jersey, New York, Pennsylvania, Connecticut, Delaware and Maryland. New Jersey has no statute, but its Division of Taxation says rounding is optional, applies to the final total, must be disclosed and does not change the sales tax. New York’s bill (A9274-A) awaited the governor as of October 31, 2026. Maryland allows optional symmetric rounding. In Connecticut, state consumer protection guidance says to round cash totals down only until the state’s rounding law takes effect on January 1, 2027, so Connecticut stores may handle cash differently until then.
Card vs cash
Only cash purchases are rounded. Card, EBT/SNAP and digital payments are charged the exact total.
Tips for customers
- Endings of 3, 4, 8 or 9 cents round up in cash; pay by card for the exact price.
- Endings of 1, 2, 6 or 7 cents round down, so cash is slightly cheaper.
- In Connecticut, ask how the store handles cash until the state law starts on January 1, 2027.