Love’s Travel Stops penny and cash rounding policy

Love’s says that if one of its stores runs out of pennies, all change on cash transactions is adjusted in the customer’s favor, and Love’s covers the difference.

Updated · Based on official sources listed below · How we research

Customer’s favor
What happens to cash totals
Exact
Card, app and other electronic payments
Oct. 2025
When the policy was first reported
Company statement
What the policy is based on

What Love’s does with cash totals

A Love’s spokesperson told Reuters in late 2025: “If one of our stores runs out of pennies, all change on cash transactions will be adjusted in the favor of the customer,” adding that Love’s will cover the difference and calling it a temporary measure while the company works toward a long-term solution.

In October 2025, Nexstar’s KFOR reported that at least 54 Love’s stores were already rounding change up in the customer’s favor. The policy only kicks in at stores that have run out of pennies.

What you pay in cash

How Love’s cash totals round when rounding favors the customer
Exact totalYou pay in cashDifferenceCard / app
$7.81$7.80−1¢$7.81
$7.82$7.80−2¢$7.82
$7.83$7.80−3¢$7.83
$7.84$7.80−4¢$7.84
$7.85$7.85same$7.85
$7.86$7.85−1¢$7.86
$7.87$7.85−2¢$7.87
$7.88$7.85−3¢$7.88
$7.89$7.85−4¢$7.89

Does it vary by state?

Love’s runs more than 600 locations in 42 states. Rounding in the customer’s favor never charges more than the exact price, and it fits Connecticut’s current round-down-only guidance. It differs from the symmetric rule in Arizona and Georgia, where rounding is mandatory; we have not seen how Love’s handles those states.

Card vs cash

The adjustment applies to change on cash transactions. Card, fleet card and app payments are charged the exact amount.

Tips for customers

What the company has said

Checked against the sources below as of October 31, 2026. Store policies change; if your store does something different, the sign at the register and your receipt are the best guide. Compare other chains on the store policies page, or check a total with the calculator.

Frequently asked questions

Does Love’s round up or down?
In the customer’s favor. When a store runs out of pennies, change on cash transactions is adjusted in your favor.
Does Love’s round card payments?
No. Only change on cash transactions is adjusted.
Is the Love’s policy permanent?
Love’s called it a temporary measure while it works toward a long-term solution.

Sources

  1. Reuters (via WDEZ): US retailers left short-changed as penny production ends (Jarrett Renshaw, Nov. 1, 2025)
  2. NewsNation (Nexstar): Penny shortage: Don’t expect correct change when paying with cash, some businesses warn (Addy Bink, updated Oct. 14, 2025)
  3. Patch: Stores reject pennies, start rounding as supplies run short (Beth Dalbey, Oct. 7, 2025)