Ohio penny rounding law

HB 737 (introduced March 2026) would round cash payments to state and local government to the nearest 5¢. No law or guidance for retail sales.

Updated · Based on official sources listed below · How we research

Pending
A rounding bill is pending; no law in effect
HB 737
Rounding bill pending
5.75%
State sales tax rate
No
No state law requiring businesses to accept cash found

Short answer. Ohio has no cash rounding law for stores. A pending House bill would round cash payments to state and local government, such as taxes, tolls and fines, to the nearest nickel; store rounding stays a matter of policy.

Ohio cash rounding calculator

Enter a cash total, or item prices plus your sales tax rate. The result updates as you type.

What do you have?
Transaction
Only the methods the state allows are listed.
Shows the change due.

Turn on JavaScript to use the calculator. The rule: totals ending in 1, 2, 6 or 7 cents round down to the nearest nickel; 3, 4, 8 or 9 cents round up.

How each ending cent rounds under this rule

  1. …0¢…0¢same
  2. …1¢…0¢−1¢
  3. …2¢…0¢−2¢
  4. …3¢…5¢+2¢
  5. …4¢…5¢+1¢
  6. …5¢…5¢same
  7. …6¢…5¢−1¢
  8. …7¢…5¢−2¢
  9. …8¢…0¢+2¢
  10. …9¢…0¢+1¢

With no Ohio rule for store sales, the calculator applies the nearest-nickel method used by most state laws and the federal bill, or rounding in the customer’s favor. Choose another state to compare.

Ohio law and bills

HB 737 (Reps. Bill Roemer and Thomas Hall), introduced in March 2026, would require cash payments to state and local governments (taxes, tolls, fees and fines) to be rounded to the nearest nickel: 1 and 2 cents down, 3 and 4 up, 6 and 7 down, 8 and 9 up, according to news coverage. It was reportedly referred to the House Ways and Means Committee in March 2026; we found no later action and could not reach the Legislature’s website to confirm. The 136th General Assembly ends December 31, 2026, and bills not passed by then die.

We found no Ohio Department of Taxation guidance on penny rounding.

Can a Ohio store round cash totals?

As store policy, yes. The Ohio Consumer Sales Practices Act (R.C. Chapter 1345) bars unfair and deceptive acts, so a store that rounds should post the policy and round both ways. Cincinnati-based Kroger has asked customers to pay with exact change rather than announcing a rounding rule, and Sheetz stores in Ohio have pushed cashless payment and penny donations instead of rounding.

Federal law

There is no federal rounding rule in force either. The Common Cents Act (H.R. 10167) passed Congress on September 28, 2026, but as of October 31, 2026 we found no record of it being signed. If enacted, it would let sellers in Ohio round cash totals symmetrically to the nearest 5¢ without requiring anyone to round, keep pennies legal tender, and protect sellers that follow its method from conflicting state or local rules. Federal status of the penny.

Your options as a customer

Sales tax

Ohio’s state sales tax rate is 5.75%, and counties and transit authorities add local taxes; the combined rate cannot exceed 8.75%. Groceries are exempt. Compute tax on the actual price, then round only the cash total. More on sales tax and cash rounding.

SNAP, EBT and card payments

SNAP and WIC benefits are paid electronically, so the EBT part of any purchase in Ohio is always charged to the exact cent. Federal rules require stores to treat SNAP shoppers the same as other customers, so a store that rounds the cash part of a split payment should use the same rule for everyone. SNAP/EBT, cards and refunds.

Stores and local news in Ohio

ABC6 in Columbus reported in October 2025 that Kroger was asking customers to pay with exact change because of the limited penny supply.

Rules in neighboring states

Shopping across the line? Rounding rules change at the border.

StateStatusSummary
PennsylvaniaBill pendingHB 2388 (Pennsylvania Common Cents Act) passed the House 187-15 in June 2026 and sits in Senate Finance. It would require symmetric rounding of in-person cash totals.
West VirginiaNo law foundNo law. HB 4476 (currency rounding on monetary transactions) died in House Finance when the 2026 session ended. No agency guidance found.
KentuckyLaw in effectOptional symmetric rounding for private cash sales when pennies are unavailable; mandatory for cash payments of debts to state and local government.
IndianaLaw in effectBusinesses may round cash totals down, up, or to the nearest 5¢. From 2027, cash payments of state and local taxes and fees round down.
MichiganAgency guidance onlyNo statute. Treasury (Dec. 2025): figure tax to the cent first; rounding up, down or to the nearest 5¢ is the seller’s choice. SB 1014 would require rounding down.

Checked against the sources below as of October 31, 2026. Compare every state in the state-by-state tracker.

Frequently asked questions

Is rounding to the nearest nickel legal in Ohio?
Yes, as store policy. Ohio has no rounding law for private sales.
What would Ohio HB 737 do?
As reported, it would round cash payments to state and local governments (taxes, tolls, fees and fines) to the nearest nickel. It does not set a rule for store sales and was still in committee as of October 31, 2026.
Does Kroger round cash in Ohio?
Kroger’s stated policy is to ask customers for exact change; it has not announced a chain-wide rounding rule. Kroger policy.

Sources

  1. Ohio Legislature: HB 737 (136th General Assembly)
  2. Ohio Department of Taxation: Sales and use tax
  3. ABC6/WSYX: Kroger asks customers to pay with exact change due to impacted penny supply (Oct. 21, 2025)
  4. Ohio Attorney General, Consumer Protection
  5. H.R. 10167 (119th Congress), Common Cents Act, enrolled bill text (GovInfo)