Missouri penny rounding law

Optional symmetric rounding of the final cash total after discounts and taxes. Vendors remit the full tax.

Updated · Based on official sources listed below

Optional
Businesses may round cash totals
August 28, 2026
In effect since
No
Customer sign required by law
Unrounded
Sales tax is figured on the pre-rounding price

Missouri cash rounding calculator

Enter a cash total, or item prices plus your sales tax rate. The result updates as you type.

What do you have?
Transaction
Only the methods the state allows are listed.
Shows the change due.

Turn on JavaScript to use the calculator. The rule: totals ending in 1, 2, 6 or 7 cents round down to the nearest nickel; 3, 4, 8 or 9 cents round up.

How each ending cent rounds under this rule

  1. …0¢…0¢same
  2. …1¢…0¢−1¢
  3. …2¢…0¢−2¢
  4. …3¢…5¢+2¢
  5. …4¢…5¢+1¢
  6. …5¢…5¢same
  7. …6¢…5¢−1¢
  8. …7¢…5¢−2¢
  9. …8¢…0¢+2¢
  10. …9¢…0¢+1¢

The rounding rule

For cash transactions only, a vendor may round the total amount of sale to the nearest five cents (1, 2, 6, 7 down; 3, 4, 8, 9 up). Rounding applies only to the final total, after all items, discounts and taxes.

Who it applies to

Any vendor making a cash sale in Missouri. Pennies do not have to be unavailable first.

Customer notice

No customer sign is required.

Make a printable Missouri cash rounding sign.

Sales tax

The tax due on the sale must be remitted regardless of the method of payment. The Department of Revenue’s FAQ says to report and remit the exact tax. More on sales tax and cash rounding.

What is not rounded

Pennies, enforcement and safe harbors

The law does not address accepting pennies.

A vendor that rounds in good faith under the statute is not in violation of state or local requirements.

The law

LawHCS HB 2819 (2026), RSMo § 144.285
SignedJuly 13, 2026
EffectiveAugust 28, 2026 (effective August 28, 2026)
StatusLaw in effect

Checked against the sources below as of October 30, 2026. Compare other states in the state-by-state tracker.

Frequently asked questions

When did Missouri’s cash rounding law take effect?
August 28, 2026, Missouri’s standard effective date. The governor approved HB 2819 on July 13, 2026.
Can a Missouri vendor round each item price?
No. Rounding applies only to the final total of the transaction after all items, discounts and taxes.
Does Missouri's rounding apply to card payments?
No. Credit, debit and other noncash payments are not rounded. Only cash is rounded.

Sources

  1. Missouri HCS HB 2819 (2026), truly agreed and finally passed text
  2. Missouri House: HB 2819 (2026) bill status
  3. Missouri Department of Revenue: Sales tax filing FAQ